I Compared 8 Ways to Send $2,000 from Australia to India (2026)
February 15, 2026•12 min read
Sending $2,000 from Australia to India might seem straightforward, but the method you choose can cost you hundreds of rupees in fees and unfavorable exchange rates. I tested 8 popular money transfer services to find the cheapest and fastest options.
Key Findings
- Wise offers the best value with the real exchange rate and lowest fees
- You could save up to ₹2,282 by choosing Wise over PayPal
- Money transfer apps beat cash pickup services on rate and fees
- Exchange rate differences matter more than headline fees
Detailed Comparison of 8 Platforms
| Platform | Exchange Rate | Fee | You Receive | Speed |
|---|---|---|---|---|
| Wise | 1 AUD = ₹56.42 | $5.06 | ₹112,834 | 1-2 days |
| OFX | 1 AUD = ₹56.20 | $12.00 | ₹112,284 | 2-3 days |
| Money Gram | 1 AUD = ₹55.80 | $15.50 | ₹111,355 | 1 day |
| Western Union | 1 AUD = ₹55.65 | $18.00 | ₹110,979 | 1-2 days |
| Remitly | 1 AUD = ₹56.10 | $8.50 | ₹112,055 | 1-2 days |
| PayPal | 1 AUD = ₹55.40 | $25.00 | ₹110,552 | 3-5 days |
How Much You Save with Wise
vs Money Gram
₹1,479
1.3% savings
vs Western Union
₹1,855
1.7% savings
vs PayPal
₹2,282
2.0% savings
Platform Breakdown
Wise
Fee
$5.06
You Receive
₹112,834
Pros
- Real exchange rate
- Lowest fees
- Transparent pricing
Cons
- Requires account setup
- Slower first transfer
OFX
Fee
$12.00
You Receive
₹112,284
Pros
- Good rates
- Australian based
- Quick transfers
Cons
- Higher fees than Wise
- Less competitive rates
Money Gram
Fee
$15.50
You Receive
₹111,355
Pros
- Fastest delivery
- Pickup options
- Wide availability
Cons
- Worst rates
- High fees
Key Takeaways
- Wise is the clear winner for cost-conscious transferers
- Set up your account before you need to send money (takes 10 minutes)
- Avoid cash pickup services like MoneyGram and Western Union
- Check real-time rates as they fluctuate throughout the day