Compare Remittance Providers: Best Way to Send Money to India
Compare live exchange rates from 9 platforms. Ranked by total INR received after all fees.
Mid-market rate: ₹64.10 (ECB)
Save up to ₹2,031 by choosing Wise over Western Union on a AUD 2,000 transfer.
Wise
Exchange Rate
₹64.10
0.00% margin
Transfer Fee
AUD 10.42
Delivery Speed
Minutes
You Receive
₹1,27,532
+₹2,031 vs worst
🎁 First transfer fee free
Paysend
Exchange Rate
₹63.81
0.45% margin
Transfer Fee
AUD 2.00
Delivery Speed
Minutes
You Receive
₹1,27,495
+₹1,994 vs worst
🎁 Zero fee & 0% margin on first send
Remitly
Exchange Rate
₹63.74
0.56% margin
Transfer Fee
FREE
Delivery Speed
Minutes
You Receive
₹1,27,482
+₹1,981 vs worst
🎁 Special zero margin for new users
WorldRemit
Exchange Rate
₹63.68
0.65% margin
Transfer Fee
AUD 1.99
Delivery Speed
Minutes
You Receive
₹1,27,240
+₹1,739 vs worst
🎁 First 3 transfers free with code
XE Money Transfer
Exchange Rate
₹63.39
1.10% margin
Transfer Fee
FREE
Delivery Speed
1-2 days
You Receive
₹1,26,790
+₹1,289 vs worst
🎁 Special rate for your first transfer
Instarem
Exchange Rate
₹63.44
1.03% margin
Transfer Fee
AUD 1.99
Delivery Speed
Same day
You Receive
₹1,26,753
+₹1,252 vs worst
🎁 Use bonus code for $0 fees
MoneyGram
Exchange Rate
₹63.11
1.55% margin
Transfer Fee
AUD 3.99
Delivery Speed
Minutes
You Receive
₹1,25,961
+₹460 vs worst
🎁 Zero fees for new app users
Xoom
Exchange Rate
₹63.04
1.65% margin
Transfer Fee
AUD 2.99
Delivery Speed
Minutes
You Receive
₹1,25,896
+₹395 vs worst
🎁 First transfer completely fee-free
Western Union
Exchange Rate
₹62.91
1.86% margin
Transfer Fee
AUD 4.99
Delivery Speed
Minutes
You Receive
₹1,25,501
🎁 Zero fees & 0% margin for new users
How We Compare
Note: Rates shown are standard, ongoing rates for registered users. Toggle "New User Rates" above to see first-time registration promos across all providers.
RemitIQ compares the total value of your transfer — not just the exchange rate. We calculate the exact INR amount you'll receive after all fees and FX margins.
Rates are derived from real-time ECB mid-market data with provider-specific margins applied. Rankings are purely by value to you — we never boost rankings based on commercial relationships.
Affiliate disclosure: RemitIQ may earn a commission if you sign up through some of our links. This does not affect our rankings or editorial independence.