RQ
RemitIQ
🇩🇪EUR → INR

Best Way to Send Money to India from Germany

Compare live EUR to INR exchange rates across 4 leading platforms. Find the cheapest transfer for your money.

Indian Diaspora

160,000

Annual Remittance

$1.2 billion

Average Transfer

€1,000

Top Providers for Germany → India

4 providers compared

#1
W

Wise

4.8BEST RATE

Margin

0%

Fee

€0.42 + 0.5%

Speed

Minutes

#2
R

Remitly

4.7

Margin

0.56%

Fee

FREE

Speed

Minutes

#3
I

Instarem

4.4

Margin

1.03%

Fee

€1.99

Speed

Same day

#4
WU

Western Union

3.9

Margin

1.86%

Fee

€4.99

Speed

Minutes

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Frequently Asked Questions: Germany → India

What is the cheapest way to send money from Germany to India?

Wise offers the best EUR to INR exchange rate with low transparent fees. Remitly is also competitive, especially for first-time users.

How long does a EUR to INR transfer take?

Wise and Remitly typically deliver within minutes to hours via SEPA transfer.

Do I need to report remittances from Germany?

Under the Außenwirtschaftsgesetz, cross-border transfers above €12,500 must be reported to the Bundesbank for statistical purposes.

Is sending money from Germany to India taxable?

No. Remittances are not taxable in Germany or India under normal circumstances.

Send Money to India From Other Countries

Germany is home to an Indian diaspora of approximately 160,000 people, contributing $1.2 billion in annual remittances to India. RemitIQ helps you compare live EUR to INR exchange rates across 4+ platforms to find the absolute best deal — no hidden fees, no conflicts of interest.